1) The legislative branch in many democracies is responsible for making laws, representing the interests of the people, and providing checks and balances on the executive branch.

2) Cyclones are fueled by warm ocean waters and atmospheric conditions that allow the formation of thunderstorms.

3) The highest-grossing film of all time is "Avengers: Endgame," which has earned over $2.79 billion at the global box office.

4) Insurance policies often contain exclusions, which are specific events or circumstances that are not covered by the policy.